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Challenger Limited – providing our customers with financial security for retirement.

1. Increase in AUM (10%) excludes Kapstream institutional FUM ($5.4bn) from FY15 following the FUM being derecognised as a result of the sale of Kapstream in July 2015.
2. Normalised profit framework and a reconciliation to statutory net profit after tax is disclosed in section 4.2 of the Directors’ Report in the 2016 Annual Report, which can be found at: www.challenger.com.au/share.