Why Challenger?
Challenger is Australia's largest provider of annuities. Around 60,000 investors have placed their trust in Challenger, and we invest over $8 billion to secure income for them.
In 2011 Challenger was named winner of the AFA/Plan for Life 'Annuity Provider of the Year' for the third year in a row. In addition, Challenger won the Long-Term Income Stream Award and the Income Stream Innovation Award for our Liquid Lifetime annuities.
The income payments made by our annuities, and 100% of your capital, are guaranteed by Challenger Life Company Limited, a life company registered under the Life Insurance Act 1995 and regulated by the Australian Prudential Regulation Authority (APRA). Challenger must hold a minimum amount of capital, set by APRA, to ensure it can meet all investors' income payments into the future.
Challenger offers highly competitive earnings rates on our annuities and for years has often led the market in the rates it offers on its annuities.
The capital of Challenger's annuity investors is not exposed to any investment risk. Regardless of how investment markets perform, Challenger's annuities will reliably deliver on the capital and income promises made to our investors.
If you need any more assurance that Challenger is a safe and reliable provider of annuities, call us on 13 35 66 or visit the About us page.
Any information contained in this publication is current as at February 2011 and is provided by Challenger Life Company Limited ABN 44 072 486 938 AFSL 234670, the issuer of all Challenger annuities, Challenger Retirement Services Pty Ltd ABN 80 115 534 453 AFSL 295642, the issuer of Challenger's superannuation and allocated pensions or Challenger Managed Investments Limited ABN 94 002 835 592 AFSL 234668, the issuer of units in the Challenger Guaranteed Income Fund ARSN 139 607 122. It should be regarded as general information only rather than advice. It has been prepared without taking account of any person's objectives, financial situation or needs. Because of that each person should, before acting on any such information, consider its appropriateness, having regard to their objectives, financial situation and needs. Each person should obtain a Product Disclosure Statement (PDS) relating to the product and consider that Statement before making any decision about the product. A copy of the relevant PDS can be obtained from your financial adviser, our Investor Services team on 13 35 66, or on our website.
If you acquire or hold the product, we and/or the Challenger group of companies will receive fees and other benefits which are generally disclosed in the PDS or other disclosure document for the product. We and/or the Challenger group of companies and our respective employees do not receive any specific remuneration for any advice provided to you. However, financial advisers (including some Challenger group companies) may receive fees or commissions if they provide advice to you or arrange for you to invest in the product. Challenger Life Company Limited, Challenger Managed Investments Limited, Challenger Retirement Services Pty Ltd, some or all of Challenger group companies and directors of those companies may benefit from fees, commissions and other benefits received by another group company.
