Retirement income

Retirement research

As retirement income specialists, we are committed to keeping you informed on the issues that can impact your financial success in retirement.

This section provides information on how superannuation works in Australia, and insights into the key issues you typically need to consider when planning for retirement.

Issue Summary

Valuing income for life 

 While it is easy to appreciate that no-one lives forever, people are not always clear on how to value a stream of payments that continue as long as you live. Read more.

Super wealth at a household level 

The average super account balance figure quoted throughout the industry is $42 thousand. But is that really how much super people are taking into retirement? Our paper discusses a fresh approach to measuring super wealth and why we should be looking at a household level. Read more.

The retirement income challenge

 Accumulating super is one issue, but ensuring Australians are able to spend their income optimally through retirement is another.

This retirement income challenge, and others, were debated at a series of roundtable events facilitated by KPMG and Challenger. Read more.

Retirement calculators are letting us down 

The current stock market gyrations highlight the volatility of investment returns. Yet hundreds of thousands of Australians predict their financial future relying on online financial calculators that treat market returns as if they were constant. Read more.

Retirement risks

Canadian annuities expert, Professor Moshe Milevsky, is one of the most sought-after speakers on issues relating to retirement planning and longevity.

Here, Professor Milevsky discusses some key issues for retirees, such as sharemarket volatility and making your superannuation money last for your lifetime. Watch the video.

Retirement solutions 

Canadian annuities expert, Professor Moshe Milevsky, is one of the most sought-after speakers on issues relating to retirement planning and longevity.

Here, Professor Milevsky discusses some key issues for retirees, such as using annuities in your retirement portfolio. Watch the video