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Your retirement

The concept of retirement has changed dramatically over recent years. It used to mean a few quiet years of rest after a hard life's work. With better health and longer life expectancies, retirement today could mean more time for sports and leisure, spending time with the family or travelling to new places. On the other hand, it could mean more time worrying about having enough money.

Everybody's idea of retirement is different, but there's one common aspect for everyone - without some careful planning to ensure our finances will last, doing all the things we want to in retirement will be a challenge.

This section of our website is designed to help you make the most of your retirement with general information and tips about retirement finances.

At Challenger we believe there is no substitute for getting professional help from a financial adviser - it really can make all the difference to your quality of life in retirement. As such, we recommend that you consult your financial adviser before acting on any general information provided here.

Any information contained in this publication is current as at February 2011 and is provided by Challenger Life Company Limited ABN 44 072 486 938 AFSL 234670, the issuer of all Challenger annuities, Challenger Retirement Services Pty Ltd ABN 80 115 534 453 AFSL 295642, the issuer of Challenger's superannuation and allocated pensions or Challenger Managed Investments Limited ABN 94 002 835 592 AFSL 234668, the issuer of units in the Challenger Guaranteed Income Fund ARSN 139 607 122. It should be regarded as general information only rather than advice. It has been prepared without taking account of any person's objectives, financial situation or needs. Because of that each person should, before acting on any such information, consider its appropriateness, having regard to their objectives, financial situation and needs. Each person should obtain a Product Disclosure Statement (PDS) relating to the product and consider that Statement before making any decision about the product. A copy of the relevant PDS can be obtained from your financial adviser, our Investor Services team on 13 35 66, or on our website.

If you acquire or hold the product, we and/or the Challenger group of companies will receive fees and other benefits which are generally disclosed in the PDS or other disclosure document for the product. We and/or the Challenger group of companies and our respective employees do not receive any specific remuneration for any advice provided to you. However, financial advisers (including some Challenger group companies) may receive fees or commissions if they provide advice to you or arrange for you to invest in the product. Challenger Life Company Limited, Challenger Managed Investments Limited, Challenger Retirement Services Pty Ltd, some or all of Challenger group companies and directors of those companies may benefit from fees, commissions and other benefits received by another group company.