Income for living. Income for life.

Your clients all want different things from retirement, but they share a common need: income.

We’ve expanded our range of lifetime annuities to suit different clients’ circumstances, needs and goals.

Investing some of your client’s retirement savings or super in a Challenger lifetime annuity will give your clients a monthly income for life. Their income can mirror investment markets, keep up with inflation, link to the RBA cash rate or remain steady with a fixed return - the choice is theirs.


Retirement income to suit different tastes

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There’s no one-size-fits-all approach to lifetime income. While many retirees might like the safety and security of a guaranteed income stream with no market risk, others may prefer to stay linked to markets to have the potential to grow their income over time - while accepting some downside risk.

Your client can enjoy retirement today,
knowing they’ll always have income in the future.

Lifetime annuities are not an all or nothing proposition. Challenger lifetime annuities can complement your clients' other retirement investments and sources of income, such as account-based pensions and the Age Pension.

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Monthly payments for life

Potential Age Pension boost*

Complements other sources of retirement income

Payments can be fixed, keep pace with inflation, or linked to changes in RBA cash rate

Bottle MLA





Monthly payments for life

Potential Age Pension boost*

Complements other sources of retirement income

Payments are market-linked with flexibility to switch the index option annually

 

Retirees that want their payments linked to investment markets to have the potential to grow their income over time, while accepting some downside risk, might be suited to Challenger's Liquid Lifetime (market-linked payments).

Retirees who prefer the safety and security of a guaranteed income stream, with no market risk, might be suited to Challenger's Liquid Lifetime (immediate payments) or, if they want payments that commence at a future time chosen by them, Challenger's Liquid Lifetime (deferred payments).

 

Market-linked lifetime annuity scenarios

Download our case study flyers or contact your Challenger BDM to learn more about how a market-linked annuity can help your clients squeeze more out of their retirement.


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*Age Pension outcomes depend on an individual (or couple’s) personal circumstances and may change over time. While lifetime income streams may immediately benefit some Age Pension eligible retirees who are assessed under the assets test, in later years, if assessed under the income test, any ongoing Age Pension benefits may be reduced. For Liquid Lifetime (Market-linked payments) option, only the first year’s monthly income amount is guaranteed. After the first year, monthly payments will move up or down annually adjusting to the changes in your clients’ chosen market-linked indexation payment options. In periods of strong market performance, any Age Pension benefits of your clients may reduce to reflect the higher income received.