*Rates may vary. Annual payment with capital returned at the end. Issued by Challenger Life Company Limited ABN 44072486938.

You should obtain and consider the relevant Target Market Determination (TMD) and Product Disclosure Statement (PDS) before making a decision about whether to acquire or continue to hold any financial product.

A copy of the TMD and PDS can be obtained from your financial adviser, our Investor Services team on 13 35 66, or at www.challenger.com.au.

Please read our FSG for information on the financial services we provide to assist you in deciding whether to use any of the the financial services offered by us. Issued by Challenger Life Company Limited ABN 44 072 486 938, AFSL 234670.

A guide to income in retirement