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Term annuity

@3YFixedTermRate%* p.a. | 3-year fixed term

Receive guaranteed regular income payments from a lump sum invested for a specific term

*Rates may vary. Annual payment with capital returned at the end. Issued by Challenger Life Company Limited ABN 44072486938.

Fixed Term Rates

 

Current from 21 Jul 2025 to 27 Jul 2025
 

Rates are updated every Monday. The rates displayed are current and subject to change. For a tailored payment quotation, go to apply now, contact your financial adviser or call us on 13 35 66.

 

TermMonthly PaymentsAnnual Payments
13.93%N/A
23.98%4.05%
34.17%4.25%
44.27%4.35%
54.36%4.45%

 

Longer terms are available. Find out more.

 

The rate for a Challenger term annuity is fixed for the term of your investment. Choose from a term of one year up to 5 years, with a minimum investment of $10,000. Annualised payments are not available for one year terms.

Lifetime annuity

Receive guaranteed regular income payments for the rest of your life from a lump sum invested.

Current from 21 Jul 2025 to 27 Jul 2025
 

Lifetime Annuity (Liquid Lifetime)

Annual payments - Liquid Lifetime (Immediate payments)

 

Female

AgeWithdrawal periodAmount of inflation protection
  FullPartialNilRBA Cash Linked
6522 years$5,001$5,985$6,664$6,337
7018 years$5,605$6,557$7,179$6,862
7514 years$6,478$7,402$7,966$7,678
Current annual payments for every $100,000 you invest in a Lifetime Annuity are illustrated above. Age shown is age at commencement of annuity

 

Male

AgeWithdrawal periodAmount of inflation protection
  FullPartialNilRBA Cash Linked
6520 years$5,240$6,209$6,863$6,543
7016 years$5,931$6,872$7,470$7,168
7512 years$6,959$7,879$8,426$8,166
Current annual payments for every $100,000 you invest in a Lifetime Annuity are illustrated above. Age shown is age at commencement of annuity

Lifetime Annuity (Liquid Lifetime)

Annual payments - Liquid Lifetime (Deferred payments)

 

Female

AgeWithdrawal periodPayment commence age
  Age 80Age 85Age 90
6522 years$1,300$1,989$3,580
7018 years$1,136$1,788$3,237
7514 years$962$1,554$2,873
Current annual payments for every $10,000 you invest in a Lifetime Annuity are illustrated above. Age shown is age at commencement of annuity

 

Male

AgeWithdrawal periodPayment commence age
  Age 80Age 85Age 90
6520 years$1,476$2,349$4,633
7016 years$1,283$2,105$4,209
7512 years$1,077$1,816$3,729
Current annual payments for every $10,000 you invest in a Lifetime Annuity are illustrated above. Age shown is age at commencement of annuity

Lifetime Annuity (Liquid Lifetime)

Annual payments - Liquid Lifetime (Market-linked payments)

 

Female

AgeWithdrawal periodMarket-linked indexation payment option
  CashConservativeConservative balancedBalancedGrowth
6522 years$3,730$3,730$3,730$3,730$3,730
7018 years$4,383$4,383$4,383$4,383$4,383
7514 years$5,317$5,317$5,317$5,317$5,317
Current annual payments for every $100,000 you invest in a Lifetime Annuity are illustrated above. Age shown is age at commencement of annuity

 

Male

AgeWithdrawal periodMarket-linked indexation payment option
  CashConservativeConservative balancedBalancedGrowth
6520 years$3,979$3,979$3,979$3,979$3,979
7016 years$4,722$4,722$4,722$4,722$4,722
7512 years$5,811$5,811$5,811$5,811$5,811
Current annual payments for every $100,000 you invest in a Lifetime Annuity are illustrated above. Age shown is age at commencement of annuity

Income for aged care

CarePlus annuities provide guaranteed monthly payments for life to assist with the payment of aged care costs as well as a guaranteed death benefit.

CarePlus

 

Current from 21 Jul 2025 to 27 Jul 2025
 

AgeMaleFemale
75$4,464$4,667
80$4,402$4,573
85$4,360$4,490
90$4,335$4,420
95$4,324$4,362
Current annual payments for every $100,000 you invest in CarePlus are illustrated above. Age shown is age at commencement of annuity.

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