Guaranteed personal super

Guaranteed Personal Superannuation

A simple and secure way to save for your retirement.

Whether you’re saving for retirement, or already in it, Challenger has a secure, simple and cost-effective solution.

About Challenger Guaranteed Personal Superannuation (Challenger Super)

Challenger Super is a low risk superannuation fund. It can be used alongside other investments and help provide you with some certainty when saving for your retirement.

Challenger Super offers two investment options:

  • Guaranteed Fixed Rate - The fixed rate option offers a guaranteed rate of return on your investment for terms of one to ten years. The earning rate is fixed at the time of your investment providing market and capital protection.
  • Guaranteed Cash - The cash option offers a guaranteed earning rate that is set at the start of the week and remains fixed for that week, giving you the flexibility to switch all or part of your investment to a fixed rate option at any time.

Who is eligible for Challenger Super?

Anyone over the age of 18 who is eligible to contribute to superannuation or wishes to rollover their existing superannuation benefits. The minimum investment amount is $1,000.

Benefits at a glance

Market protection - The fixed rate option offers a guaranteed rate of return on your investment, regardless of how markets perform providing you with certainty for this part of your superannuation savings. By contrast, the value of many other superannuation products fluctuates with investment markets, making it more difficult for you to plan for your retirement.

Low risk investment - Challenger Super has a ‘very low’ standard risk measure profile, for both investment options. This is based on industry guidance, to enable you to compare different superannuation investment options.

No fees to Challenger - Challenger Super has no establishment, contribution or management fees.

As with all investments, Challenger Super carries some risks. These risks and how they are managed are set out in the PDS. We recommend you go through them with your financial adviser before deciding to invest.