Lifetime annuity payment rates

Challenger lifetime annuities give you guaranteed regular income payable for life, regardless of how long you live, helping to give peace of mind in retirement.

The Challenger Lifetime Annuity (Liquid Lifetime) offers three options, so you can tailor it to meet your needs.

For product information, see our Lifetime annuities page.

Current from 15 April 2024 to 21 April 2024

The rates are indicative and for illustrative purposes only. For a tailored payment quotation, contact your financial adviser or call us on 13 35 66.

Lifetime Annuity (Liquid Lifetime)

Annual payments - Liquid Lifetime (Immediate payments)^

Age *	Withdrawal period	Amount of inflation protection
		Full	Partial	Nil	RBA cash linked
65	22 years	$4,940	$5,993	$6,873	$7,033
70	18 years	$5,599	$6,620	$7,429	$7,555
75	14 years	$6,538	$7,529	$8,264	$8,356
80	10 years	$8,010	$8,979	$9,646	$9,732

Age *	Withdrawal period	Amount of inflation protection
		Full	Partial	Nil	RBA cash linked
65	19 years	$5,238	$6,284	$7,139	$7,285
70	15 years	$6,014	$7,034	$7,823	$7,937
75	12 years	$7,046	$8,032	$8,745	$8,833
80	9 years	$8,734	$9,699	$10,345	$10,443

* Age at commencement of annuity
^ Annual payments per $100,000 investment

Lifetime Annuity (Liquid Lifetime)

Annual payments - Liquid Lifetime (Deferred payments)^

Age *	Withdrawal period	Payment commencement age
		Age 80	Age 85	Age 90
65	22 years	$1,225	$1,831	$3,219
70	18 years	$1,110	$1,710	$3,023
75	14 years	$967	$1,540	$2,796
80	10 years	$801	$1,333	$2,463

Age *	Withdrawal period	Payment commencement age
		Age 80	Age 85	Age 90
65	19 years	$1,407	$2,208	$4,258
70	15 years	$1,269	$2,040	$4,040
75	12 years	$1,086	$1,807	$3,647
80	9 years	$873	$1,544	$3,104

* Age at commencement of annuity
^{^}Annual payments per $10,000 investment / Full inflation protection

Lifetime Annuity (Liquid Lifetime)

Annual payments - Liquid Lifetime (Market-linked payments)^

Age *	Withdrawal period	Market-linked indexation payment option
		Cash	Conservative	Conservative balanced	Balanced	Growth
65	22 years	$3,766	$3,766	$3,766	$3,766	$3,766
70	18 years	$4,427	$4,427	$4,427	$4,427	$4,427
75	14 years	$5,374	$5,374	$5,374	$5,374	$5,374
80	10 years	$6,860	$6,860	$6,860	$6,860	$6,860

Age *	Withdrawal period	Market-linked indexation payment option
		Cash	Conservative	Conservative balanced	Balanced	Growth
65	19 years	$4,047	$4,047	$4,047	$4,047	$4,047
70	15 years	$4,822	$4,822	$4,822	$4,822	$4,822
75	12 years	$5,874	$5,874	$5,874	$5,874	$5,874
80	9 years	$7,586	$7,586	$7,586	$7,586	$7,586

* Age at commencement of annuity
^ Annual payments per $100,000 investment

Annuities provide a regular income, for your lifetime or for a fixed term of your choice. They can be used as the foundation of your retirement plan

Learn more