Lifetime annuity payment rates

Challenger lifetime annuities give you guaranteed regular income payable for life, regardless of how long you live, helping to give peace of mind in retirement.

The Challenger Lifetime Annuity (Liquid Lifetime) offers three options, so you can tailor it to meet your needs.

For product information, see our Lifetime annuities page.

Current from 02 September 2024 to 08 September 2024

The rates are indicative and for illustrative purposes only. For a tailored payment quotation, contact your financial adviser or call us on 13 35 66.

Lifetime Annuity (Liquid Lifetime)

Annual payments - Liquid Lifetime (Immediate payments)^

Age *	Withdrawal period	Amount of inflation protection
		Full	Partial	Nil	RBA cash linked
65	22 years	$4,681	$5,685	$6,466	$6,910
70	18 years	$5,331	$6,308	$7,025	$7,445
75	14 years	$6,258	$7,211	$7,860	$8,262
80	10 years	$7,715	$8,652	$9,239	$9,658

Age *	Withdrawal period	Amount of inflation protection
		Full	Partial	Nil	RBA cash linked
65	19 years	$4,974	$5,974	$6,732	$7,168
70	15 years	$5,741	$6,720	$7,418	$7,833
75	12 years	$6,760	$7,710	$8,339	$8,746
80	9 years	$8,429	$9,366	$9,932	$10,374

* Age at commencement of annuity
^ Annual payments per $100,000 investment

Lifetime Annuity (Liquid Lifetime)

Annual payments - Liquid Lifetime (Deferred payments)^

Age *	Withdrawal period	Payment commencement age
		Age 80	Age 85	Age 90
65	22 years	$1,125	$1,669	$2,913
70	18 years	$1,032	$1,576	$2,763
75	14 years	$912	$1,438	$2,583
80	10 years	$771	$1,263	$2,306

Age *	Withdrawal period	Payment commencement age
		Age 80	Age 85	Age 90
65	19 years	$1,294	$2,015	$3,854
70	15 years	$1,183	$1,882	$3,695
75	12 years	$1,027	$1,689	$3,371
80	9 years	$843	$1,465	$2,907

* Age at commencement of annuity
^{^}Annual payments per $10,000 investment / Full inflation protection

Lifetime Annuity (Liquid Lifetime)

Annual payments - Liquid Lifetime (Market-linked payments)^

Age *	Withdrawal period	Market-linked indexation payment option
		Cash	Conservative	Conservative balanced	Balanced	Growth
65	22 years	$3,709	$3,709	$3,709	$3,709	$3,709
70	18 years	$4,365	$4,365	$4,365	$4,365	$4,365
75	14 years	$5,306	$5,306	$5,306	$5,306	$5,306
80	10 years	$6,781	$6,781	$6,781	$6,781	$6,781

Age *	Withdrawal period	Market-linked indexation payment option
		Cash	Conservative	Conservative balanced	Balanced	Growth
65	19 years	$3,988	$3,988	$3,988	$3,988	$3,988
70	15 years	$4,759	$4,759	$4,759	$4,759	$4,759
75	12 years	$5,803	$5,803	$5,803	$5,803	$5,803
80	9 years	$7,498	$7,498	$7,498	$7,498	$7,498

* Age at commencement of annuity
^ Annual payments per $100,000 investment

Annuities provide a regular income, for your lifetime or for a fixed term of your choice. They can be used as the foundation of your retirement plan

Learn more