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This guide shares some key insights and research into money and retirement, to help you look forward with confidence.
The risk of outliving your savings is known as longevity risk. With Australians living for longer it is more important than ever to make sure your savings will go the distance.
A big challenge for Australian retirees is how to plan for retirement income that will last a lifetime. Income from super such as an account-based pension is generally not guaranteed which means payments will stop as soon as your account balance runs out. Poor share market performance can also put you at risk of outliving your savings. Adding a source of regular income such as a lifetime annuity to your retirement income plan can help you manage the risk of outliving your savings.
At Challenger, we’re specialists in retirement income and we understand living for longer requires a smarter approach to planning your income in retirement. The good news is that it doesn’t need to be complicated. It starts with three key steps.
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This award recognises the best longevity product. Challenger’s lifetime annuity delivers guaranteed regular income payable for life, regardless of how long you live.
