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Learn about retirement or aged care

Create a retirement pay cheque

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Creating your retirement income

Using annuities you can choose to generate guaranteed regular income that is paid to you for a particular term or that lasts as long as you do. You can even establish an income stream that outlives you and is paid to your spouse for their lifetime.

Term annuity

@3YFixedTermRate%* p.a. | 3-year fixed term

Receive guaranteed regular income payments from a lump sum invested for a specific term

*Rates may vary. Annual payment with capital returned at the end. Issued by Challenger Life Company Limited ABN 44072486938.

Lifetime annuity

Receive guaranteed regular income payments for the rest of your life from a lump sum invested.

Income for aged care

CarePlus provides guaranteed monthly payments for life to assist with the payment of aged care costs as well as a guaranteed death benefit.

Investments

Challenger is also one of Australia’s leading active fund managers, offering funds directly and through its Fidante affiliates.

Our purpose is to provide our customers with financial security for a better retirement

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Why use Challenger?

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How we cover our promises

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2026 Challenger Retirement Happiness Index

 

The 2026 Challenger Retirement Happiness Index surveyed more than 2,000 Australians aged 60+ to better understand what drives happiness in retirement. 

 

Dive deeper into the insights shaping happiness, wellbeing and purpose in our latest research report.

Learn

Planning your retirement can be a little daunting at first which is why our team of experts publish a range of information and tools to help you plan. If you would like financial advice regarding your retirement, we recommend that you speak to a financial adviser.

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Want more information?

Take a look at the options available to you to access additional information and support.

Wanting to view our 2026 half year results?

Our Interim Financial Report, Analyst Pack and Investor Presentation are available with a webcast for investors held 10.30am (Sydney time) Tuesday 17 February 2026

Customer service

Our Challenger team are Australian based and readily available to answer your questions Monday to Friday, from 8am to 6pm AEDT. You can also speak to your financial adviser.

Start planning for retirement

Everybody has a different starting point in retirement. Whether you’re fortunate enough to retire on your own terms, or if you have to retire earlier or later than expected, a key to retiring with confidence is knowledge.

Aged care guide

Starting the aged care conversation early can help clients and their family make an informed decision during a very emotional and stressful time.

Subscribe to Horizons

Our free e-newsletter designed for Australian retirees or those planning their retirement.