Creating your retirement income
Term annuity
@3YFixedTermRate%* p.a. | 3-year fixed termReceive guaranteed regular income payments from a lump sum invested for a specific term
*Rates may vary. Annual payment with capital returned at the end. Issued by Challenger Life Company Limited ABN 44072486938.
Lifetime annuity
Receive guaranteed regular income payments for the rest of your life from a lump sum invested.
Income for aged care
CarePlus provides guaranteed monthly payments for life to assist with the payment of aged care costs as well as a guaranteed death benefit.
Investments
Challenger is also one of Australia’s leading active fund managers, offering funds directly and through its Fidante affiliates.
Our purpose is to provide our customers with financial security for a better retirement

2026 Challenger Retirement Happiness Index
The 2026 Challenger Retirement Happiness Index surveyed more than 2,000 Australians aged 60+ to better understand what drives happiness in retirement.
Dive deeper into the insights shaping happiness, wellbeing and purpose in our latest research report.
Learn
Planning your retirement can be a little daunting at first which is why our team of experts publish a range of information and tools to help you plan. If you would like financial advice regarding your retirement, we recommend that you speak to a financial adviser.
Want more information?
Wanting to view our 2026 half year results?
Our Interim Financial Report, Analyst Pack and Investor Presentation are available with a webcast for investors held 10.30am (Sydney time) Tuesday 17 February 2026
Customer service
Our Challenger team are Australian based and readily available to answer your questions Monday to Friday, from 8am to 6pm AEDT. You can also speak to your financial adviser.
Start planning for retirement
Everybody has a different starting point in retirement. Whether you’re fortunate enough to retire on your own terms, or if you have to retire earlier or later than expected, a key to retiring with confidence is knowledge.
Aged care guide
Starting the aged care conversation early can help clients and their family make an informed decision during a very emotional and stressful time.


