The 2026 Challenger Retirement Happiness Index revealed a retirement happiness score of 69.5.
Principal Advocate, Retirement
“Retiring is one of the most significant life transitions Australians will experience. It marks the end of working life, but more importantly, the beginning of an exciting new chapter — one shaped by freedom, choice and the opportunity to live on your own terms.”
“One of the clearest insights from this year’s Index is the powerful role that financial certainty plays in retirement wellbeing. Australians consistently tell us that having a guaranteed, regular income that covers everyday living costs would significantly improve their happiness. Knowing that your essential expenses are taken care of, allows retirees to focus on living, rather than worrying.”
“I like that I receive an income for as long as I live. It’s consistent. And that’s a real comfort to me. I get a part-age pension as well which I mainly to use to pay the bills and everyday things. The annuity money is for “extras” like birthday presents or going out for a special occasion. It allows me to enjoy my retirement.”
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