Annual inflation of 3% per year could reduce your income by one-third over 14 years.
Read our key insights for investing through high inflation.
In a volatile world, confidence is priceless
Rising cost of living can have a significant impact on your retirement plans and lifestyle.
By investing in Challenger’s award-winning CPI-linked lifetime options today, you can get guaranteed regular payments linked to Consumer Price Index (CPI) – helping you to afford tomorrow what you can afford today.
What is an annuity?
A lifetime annuity is a financial product that pays you regular income for life in return for a lump-sum investment.
Retirement can be a life-changing event. As you adjust to your new lifestyle, you may need to think differently about your finances. Moving from earning an income to drawing on your retirement savings and investments can be a big shift mentally. And it can bring up financial concerns you’ve never had to think about before, such as outliving your savings.
That’s where a lifetime annuity can help.
Flexible options to suit your goals
You'll have the option to link your annuity payments to CPI helping to protect you against inflation. Or you could choose to link your annuity payments to the performance of investment markets or movements in the Reserve Bank of Australia’s cash rate.
You can choose the option that best meets your needs.
Net
Why choose our lifetime annuity?
- Regular payments that are guaranteed for life (and your spouse's life if you choose)
- CPI-linked options can help maintain the purchasing power of your income
- Ability to access a lump sum if your circumstances change at any time during your life expectancy (rounded down)
- No ongoing product fees
Why choose Challenger?
 |  |  |
|---|---|---|
| Multi-award winning Life Company. | Australia’s largest annuity provider. | Provides regular income to thousands of customers with $22 billion in assets under management (as at 30 June 2022). |
Speak to your financial adviser today or contact us on 13 35 66.
Challenger’s award-winning CPI-linked options let you enjoy guaranteed regular income for life that can help you keep up with inflation.
Inflation insights
| Investing through high inflation insights | Download |
Case study
| Case study: How Maree sets up the lifestyle she wants in retirement | Download |
Product information
Learn more about our lifetime annuity here.
| Lifetime Annuity (Liquid Lifetime) Product Disclosure Statement (PDS) | Download |
| Lifetime Annuity (Liquid Lifetime) Target Market Determination (TMD) | Download |
| Additional information guide | Download |
| Our full range of lifetime annuities flyer | Download |
| Lifetime Annuity (Liquid Lifetime) flyer | Download |