Your retirement income partner
At Challenger, we’re dedicated to helping you enjoy the retirement you deserve.
Start planning for retirement
Our comprehensive Guide to a Confident Retirement is designed to equip you with the tools and knowledge you need to help secure your financial future.
Calculate how long your savings will last
Use our Retire with Confidence tool to estimate the longevity of your savings, determine your potential Age Pension, and craft a secure lifetime plan.
Why choose Challenger?
Challenger was founded in 1985 and is Australia's largest provider of annuities, trusted by thousands of retirees to provide guaranteed regular income for life.
‘Life. Well lived.’
Our customer stories celebrate the joy that can come from financial security in retirement.
Amanda
70, retired, Lifetime annuity investor
"I like that I receive an income for as long as I live. It’s consistent. And that’s a real comfort to me. I get a part-age pension as well which I mainly to use to pay the bills and everyday things. The annuity money is for “extras” like birthday presents or going out for a special occasion. It allows me to enjoy my retirement.”
Our products
Term annuity
@3YFixedTermRate%* p.a. | 3-year fixed termReceive guaranteed regular income payments from a lump sum invested for a specific term
*Rates may vary. Annual payment with capital returned at the end. Issued by Challenger Life Company Limited ABN 44072486938.
Lifetime annuity
Receive guaranteed regular income payments for the rest of your life from a lump sum invested.
Income for aged care
CarePlus provides guaranteed monthly payments for life to assist with the payment of aged care costs as well as a guaranteed death benefit.
Investments
Challenger is also one of Australia’s leading active fund managers, offering funds directly and through its Fidante affiliates.
Challenger at the Show
We’re proud to be the exclusive Presenting Partner of two standout experiences at this year’s Show — celebrating creativity, community and connection.
Challenger Achievable Gardens – encouraging new talent in sustainable design
Challenger is proud to continue as Presenting Partner of the Achievable Gardens competition at the Show. The competition showcases the creativity, design skills and horticultural expertise of students and educational institutions, supporting the next generation of landscape designers.
In 2026, the Challenger feature garden will be built by Semken Landscaping – one of Australia’s most respected and award-winning landscape construction companies, renowned for their craftmanship and long-standing involvement with the Melbourne International Flower and Garden Show.
Semken Landscaping’s vision for the 2026 Challenger feature garden:
‘At the Melbourne International Flower and Garden Show 2026 the Challenger feature garden celebrates the joy of simplicity. An inspiring, low maintenance outdoor space designed for anyone to enjoy and easy enough for DIY garden lovers to recreate at home. Drawing from natural textures, bold structure and resilient plant choices, the garden blends relaxed lawn areas, sculptural pathways and a welcoming timber pergola to create a space that feels effortlessly inviting. Lush screening and vibrant planting offer character without complexity, making the garden as practical as it is beautiful.’
The Garden Grill, presented by Challenger
Take a break and enjoy the atmosphere at The Garden Grill, a relaxed outdoor dining experience at the heart of the Show. Set within the beautiful surrounds of the Carlton Gardens, it’s the perfect place to pause between garden visits, share a meal with friends and soak up the energy of the Show.
