Table of Contents
Unlock the potential
Unlock the potential of your clients’ retirement portfolios with a strategic allocation to Challenger annuities.
By blending a lifetime annuity with an account-based pension and other retirement income sources, your clients can achieve improved outcomes tailored to their specific goals. This strategy can offer guaranteed regular income for life, access to both growth and defensive assets, and flexible capital access as needed*.
A blended approach using a lifetime annuity in conjunction with other retirement assets can also help enhance total portfolio outcomes through increased income, increased confidence levels and improved estate outcomes via preservation of assets.
*If you invest in the Flexible Income (Market-linked payments) or Enhanced Income (Market-linked payments) option, only the first year’s monthly income amount is guaranteed. After the first year, regular payments will index up or down annually so that they adjust with changes in your chosen market-linked payment option. In periods of poor performance, payments can index down below the starting payment.
Mercer research shows enhanced advice outcomes for clients in retirement
In this research, Mercer’s actuarial modelling provides a fresh perspective on the traditional 60/40 asset allocation, particularly focussing on the 40% defensive allocation. The research challenges the conventional retirement portfolio construction and shows partial annuitisation can provide an increase in expected return of a portfolio.
Improved portfolio outcomes
When used in conjunction with other retirement assets, lifetime annuities can help enhance total portfolio outcomes.
Case study
When used in conjunction with other retirement assets, lifetime annuities can help enhance total portfolio outcomes.
Other tools
Modelling scenarios
We offer a range of modelling tools including a Retirement Illustrator and Age Pension calculator. Learn more about these tools and how to access them.
Generate quotes
Use this tool to generate a quote for all annuity products. It will show you the guaranteed income payments your clients could receive based on the factors you enter. Log in to AdviserOnline to access eQuote.
Finding knowledge
Our resources are designed to empower you with the knowledge and tools you need to better serve your clients. Take a look at the broad range of information for advisers that is held in our adviser Knowledge Hub.
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