Term annuity
@3YFixedTermRate%* p.a. | 3-year fixed termGuaranteed income in return for a lump sum invested for a fixed term.*Rates may vary. Annual payment with capital returned at the end. Issued by Challenger Life Company Limited ABN 44072486938.
Fixed Term Rates
To obtain a quote for longer terms, different indexation options or residual capital value, visit AdviserOnline or call us on 13 35 66.
The rate for a Challenger Guaranteed Annuity (Fixed Term) is fixed for the term of your clients' investment. Choose from a term of one year up to 50 years1, with a minimum investment of $10,000. Annualised payments are not available for one-year terms.
1For investments made with superannuation money and where the residual capital value is selected is zero, super rules restrict the maximum term that can be selected to the number of whole years until the investor turns age 100.
Income for aged care
CarePlus annuities provide guaranteed monthly payments for life to assist with the payment of aged care costs as well as a guaranteed death benefit.
CarePlus
| Age | Male | Female |
|---|
Current annual payments for every $100,000 you invest in CarePlus are illustrated above. Age shown is age at commencement of annuity.
Liquid Lifetime - Indicative Initial yearly payments per $100,000
The rates displayed below are indicative only and are correct as at 13 October 2025. Challenger updates their rates every Monday. The rates displayed are subject to change. Current pricing information is available to financial professionals through our eQuote and Retirement Illustrator tools on Adviseronlineportal.com.au. Investors can obtain a payment quotation by contacting their financial adviser or calling us on 13 35 66.
Male - CPI Linked
| Age | Liquidity options | |
|---|---|---|
| Flexible | Enhanced | |
| 65 | 5,172 | 5,562 |
| 70 | 5,872 | 6,458 |
| 75 | 6,911 | 7,763 |
Female - CPI Linked
| Age | Liquidity options | |
|---|---|---|
| Flexible | Enhanced | |
| 65 | 4,929 | 5,194 |
| 70 | 5,541 | 5,963 |
| 75 | 6,425 | 7,096 |
Male - Market Linked
| Age | Liquidity options | |
|---|---|---|
| Flexible | Enhanced | |
| 65 | 3,976 | 4,276 |
| 70 | 4,719 | 5,191 |
| 75 | 5,809 | 6,526 |
Female - Market Linked
| Age | Liquidity options | |
|---|---|---|
| Flexible | Enhanced | |
| 65 | 3,727 | 3,927 |
| 70 | 4,380 | 4,713 |
| 75 | 5,315 | 5,870 |
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