Term annuities

Term annuities

Challenger term annuities provide a guaranteed regular income for a fixed term that your clients choose, regardless of how investment markets perform with flexible capital return options at maturity.

By investing a portion of their savings with Challenger, your client will receive regular payments over a term of their choice. Fixed term annuities can complement their other investments and sources of income, including an account-based pension, a lifetime annuity, or the Age Pension.

About the Challenger Guaranteed Annuity

The Challenger Guaranteed Annuity (Annuity) offers a number of options that you can tailor to meet your clients’ needs. They can:

  • Choose an investment term between one and 50 years (minimum investment $10,000).
  • Choose to have their initial investment repaid to them at the end of the term, or have some or all of it repaid throughout the term as part of their regular payments.
  • Choose how their regular payments are made to them (monthly, quarterly, half-yearly, or yearly).

Challenger term annuities can help give your clients greater cash flow certainty as the rate of return they will receive is determined when they invest and does not change, regardless of how investment markets perform.


Important information

Information provided on the Challenger Websites is intended for Australian residents only and may not comply with the laws of other jurisdictions outside Australia. It is of a general nature and does not take into account an investor's individual circumstances, financial situation or needs or particular investment objectives. It is not intended to be investment advice nor a recommendation or statement of opinion about any particular financial product or class of financial products. As a result, it should not be relied upon in acquiring any financial product or service and is provided in good faith and derived from sources believed to be accurate and current at the date of publication. See Conditions of use for more information.