Retirement income and aged care strategies
|For financial adviser use only|
Retirement income strategies
Help clients navigate a low rate environment
A ‘safety-first’ approach to retirement income can provide your clients with the peace of mind they seek in retirement. We compare this approach to alternative strategies in managing low interest rates and market swings of 2020.
Age Pension uplift strategy: Charlotte and Charlie
An illustrative case study showing how a 30% allocation to a lifetime annuity can make a big difference today and tomorrow.
Social security means test rules changes
Changes to the assets and income test treatment of lifetime income streams applied from 1 July 2019 for pre and post retirees could change your clients Age Pension and retirement income outcomes.
Retirement spending planners for singles
This retirement spending planner for singles can help you determine how much you ‘need’.
Retirement spending planners for couples
This retirement spending planner for couples can help you determine how much you ‘need’.
Social security means test rules - the advice opportunities
The assets and income test of lifetime income streams has changed. The rules are designed to support the use of certain lifetime income streams which feature payments for life, regardless of how long your client may live, and reducing access to capital over life expectancy.
Aged care strategies
The simple path to an aged care strategy
Aged care advice can be complex, but if you’re already offering retirement planning and superannuation advice, with appropriate development, support and tools, you can navigate aged care too.
Aged care guide
Our guide to aged care rules and regulations, helping you provide expert advice to clients who are looking to receive Government subsidised aged care.
Residential aged care cash flow strategies
Challenger CarePlus (CarePlus) is designed for clients who have been approved to receive Government-subsidised aged care services.