Your clients may want different things from retirement but share a common need: income. Challenger’s innovative lifetime income products are designed for today’s retirees.
A powerful investment for a resilient retirement portfolio
With guaranteed regular income payable for life - regardless of how long your clients live - Challenger’s lifetime income options help to manage longevity risk in a way many other investments can’t.
Keeping up with inflation
Inflation in Australia and around the world is hitting new generational highs. The impact of inflation is countered for some by an increase in wages. However, for retirees who are no longer earning a wage, a different approach maybe needed.
Challenger lifetime annuities can be linked to yearly CPI inflation changes, helping your clients to afford tomorrow what they can afford today.
Guaranteed regular income payable for life
Provide your clients with guaranteed regular income payments for life to help them meet their specific goals.
||RBA cash rate
|Clients can choose fixed payments, so you and your clients don’t need to worry about the performance of investment markets or movements in the cash rate.||To help protect against inflation risk, payments can be fully or partially indexed to CPI.
||Payments can be linked to investment markets to combine the benefits of monthly income for life with exposure to the potential for market gains while still accepting downside risk.||
Clients can choose to have payments linked to the RBA cash rate.
Challenger lifetime annuities have no ongoing product fees and therefore (now or in the future) may result in considerable savings over the duration of your client’s retirement.
Add value for your retiree clients today while protecting tomorrow
Challenger’s lifetime income products provide you with the opportunity to support your clients to fully enjoy their retirement now and in the future. Research shows Australian retirees potentially won’t get to fully benefit from their lifetime of super savings because they are unsure about how much they can spend.
A Challenger annuity can help to solve this problem – providing clients with the ability to spend with confidence knowing the regular payments from their annuity are guaranteed to be paid for life.