Terms and conditions
As part of your entry, you are taken to consent to Challenger Limited (ABN 85 106 842 371) (Challenger) and our related entities use of your personal information to send you further information about our financial products and services including from Challenger Life Company Limited (ABN 44 072 486 938). If, at any time, you no longer want to receive marketing emails, you can unsubscribe by using the link in the email or by calling us on 13 35 66. For further information regarding our handling of your personal information, please see our privacy policy available at https://www.challenger.com.au/privacy.
Entry
1. Entry is open to all persons over the age of 18 years and have entered required details on the form hosted on Challenger’s website. To enter the competition, participants must have either visited the Challenger Achievable Garden at the Melbourne International Flower and Garden Show 2025 or engaged with the competition by responding to a Challenger social media post promoting it. To be eligible for the competition each of these criteria need to be met. Any prize awarded is personal to the individual.
2. The competition opens 17 March 2025 and closes on 31 March 2025. The winning entry will be randomly selected on 03 April 2025. The winner will be contacted on Friday 04 April 2025 using the information provided in the form.
3. Entry is not open to employees or agents (and their immediate families) of Challenger Group and Challenger’s associated entities. The judges may disqualify an entry by any person if, in their absolute discretion, inclusion of the entry would adversely affect public confidence in the competition or the reputation of Challenger or its associated entities. Entrants must, if requested by Challenger at any time, provide details of their employment, and age.
4. To be eligible for entry, entrants must complete the competition entry form available on the Challenger website. Entrants must be over the age of 18 years and have a valid form and email address. Only one entry per person.
Prize
5. There will be 1x winner for the prize of two personalised video consultations with Charlie Albone competition (“personalised garden coaching”). The prize winner of the promotion will have access to Charlie for 1x 30-minute (Consultation 1) and 1x 60-minute online design consultation session (Consultation 2) to assist them with making improvements to their garden. The Consultation booking dates are to be made with the prize winner on or before 16 May 2025 (or as agreed between the parties); and both Consultations must be scheduled to take place on or before 31 July 2025. For avoidance of doubt, Charlie Albone will not be responsible for a ‘no show’ or cancellation by the prize winner for any booked Consultation dates. Challenger reserves the right to capture vision of the interaction between Charlie Albone and the prize winner to be used in the post promotion content, which will be promoted via Challenger social media. Total prize is valued at $2,500 AUD.
6. The prize is non-transferable and is not redeemable for cash. If the prize is unavailable for any reason, Challenger reserves the right to replace that prize with another prize of comparable value.
Determination of winners
7. The winner will be contacted directly by a Challenger representative using the contact details provided in the entry form. The winner will need to have provided a valid email address to claim the prize. The winner must respond within 5 days to claim the prize, if not the prize will be redrawn.
8. The competition is a game of chance.
9. At the time and date specified in the “Entry” section, each valid entry will be entered into a process of random selection.
10. The winning entry will be the entry that is selected at a random draw.
11. The decision is final and binding, and no correspondence with entrants or any other person will be entered into. Challenger reserves the right in its sole discretion to disqualify entrants who do not comply with the terms, do not participate in the competition in good faith or who interfere with the entry process.
12. Challenger reserves the right to request the winning entrant to provide proof of their identity.
Liability
13. It is the responsibility of each entrant to notify Challenger of any change to their contact details within 5 days.
14. No responsibility will be taken by Challenger for lost or late entries. Further no responsibility will be taken by Challenger if a system or form glitch occurs during the submission process.
15. Challenger accepts no liability for any loss, damage or any personal injury whatsoever which is suffered or incurred by any entrant or third party (including, but not limited to, direct, indirect, incidental, punitive or consequential loss or damages) as a result of the competition or the prizes except any liability which cannot be excluded by law.
16. Each entrant indemnifies Challenger against any losses suffered or incurred in connection with any claim which arises as a result of the entrant’s participation in the competition.
17. Challenger reserves the right to vary the terms of, or cancel, the Competition at any time without liability to any entrant or other person, subject to applicable laws.
Intellectual property and privacy
18. Personal information of entrants will be collected by Challenger, entered into a database and used to offer products and services of Challenger and its related entities and business partners. You may contact Challenger to seek access to the information Challenger holds about you or to inform us you wish to be removed from our contact list. For more information, contact Challenger’s Privacy Officer at Level 2, 5 Martin Place, Sydney NSW 2000, T: 13 35 66 or refer to our Privacy policy https://www.challenger.com.au/privacy.