Is your retirement advice built to last?
The retirement landscape is undergoing a profound transformation. Australians are now living longer, with the Australian life expectancy estimated at 88 for men and 90 for women at both ages 65 and 671. While a longer life is a gift, it brings a challenge: longevity risk - and many face the real risk of outliving their retirement savings.
As a financial adviser, you have an opportunity to help clients secure a confident retirement with income that lasts a lifetime.
Upcoming webinar
Join us for an interactive webinar to explore how behavioural biases and choice framing shape retirement decisions, and learn practical ways to simplify conversations and help improve client outcomes, with insights from new research from IFS.
This will be a CPD accredited webinar.
When: Wednesday 11 March, 12pm (AEDT)
Challenger Lifetime Annuity (Liquid lifetime)
Key product benefits
Guaranteed income for life
Challenger Lifetime Annuities provide regular payments for life with a variety of indexation options to suit different client needs.
No fees, tax-free payments when using super
There are no product fees. If your client is 60 or over investing with super monies the income they receive from their annuity is tax-free.
Guaranteed death benefits
Our Liquid Lifetime Annuity offers a guaranteed death benefit period based on your clients' life expectancy, up to a maximum of 27 years. It can be up to 100% of the amount invested and is payable directly to the beneficiaries your clients nominate or their estate.2
Flexible access if your client’s circumstances change
Annuities are designed to be held for life or a set term but if the unexpected occurs, clients can cancel the annuity and access a lump sum during their withdrawal period at a penalty.
Please consider the PDS and TMD
Be Challenger Confident
Challenger is the leading partner advisers turn to when it comes to delivering confidence in retirement. Our deep expertise, award-winning solutions, and commitment to innovation make us today’s market leader in retirement income.
Market leader
Challenger is Australia’s leading retirement income brand3.
Experience and expertise
Retirement solutions are our core business, backed by a strong a commitment to innovation.
Strong capital position
Challenger Life’s statutory fund holds over $1.6 billion in excess capital above APRA minimum requirement4.
Unmatched adviser support
Our nationwide distribution team is one of the largest in the market, offering personalised support to help you and your clients succeed.
Proven track record
We’ve never missed a payment - in FY25 alone, we paid approximately $5 billion in income to our customers5.
Most trusted brand
Challenger is the most trusted brand in the Australian market for longevity solutions6.
Recognised excellence
Awarded Money magazine’s Longevity Cover Provider of the Year 2025.
Adviser tools to help you deliver quality retirement advice
Challenger provides the tools, modelling capability and technical guidance, advisers need to integrate lifetime income easily and confidently into client plans. This can help make recommendations clearer, conversations easier and outcomes more certain.
Get a quote
Secure regular income and apply for a Lifetime annuity for one of your clients by getting a quote below.
Client materials
Register for Challenger’s adviser portal, AdviserOnline to access a range of adviser and client facing materials such as case studies, white label materials, videos, webinars, brochures, guides and more.
Retirement Illustrator
Model the impact of adding a lifetime annuity to your client’s retirement plan.
Guidance
Book a complimentary 15-minute strategy session. Speak with your local BDM.