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The information in this webpage is provided for the use of licensed financial advisers or other wholesale investors as defined in the Corporations Act 2001 only. It is intended to be general in nature and not financial product advice and in no circumstances is it to be used by a retail client for the purposes of making a decision about a financial product or class of products.

It does not take into account any person's objectives, financial situation or needs. Before acting on any information, potential investors should consider the appropriateness of the information provided and the nature of the relevant product having regard to their objectives, financial situation and needs. Potential investors should also obtain and consider the relevant Target Market Determination (TMD) and Product Disclosure Statement (PDS) (available from www.challenger.com.au) before making a decision about whether to acquire or continue to hold any financial product.

Please also refer to the relevant Financial Services Guide for information about the financial services we provide.

Challenger Life is not an authorised deposit-taking institution for the purpose of the Banking Act 1959 (Cth), and its obligations do not represent deposits or liabilities of an authorised deposit-taking institution in the Challenger Group (Challenger ADI) and no Challenger ADI provides a guarantee or otherwise provides assurance in respect of the obligations of Challenger Life. Accordingly, unless specified otherwise, the performance, the repayment of capital and any particular rate of return on your investments are not guaranteed by any Challenger ADI.

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