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The information in this webpage is intended to be general only and has been prepared without taking into account your objectives, financial situation or needs. Because of that, you should consider its appropriateness, having regard to your objectives, financial situation and needs before acting on any such information. 

You should obtain and consider the relevant Target Market Determination (TMD) and Product Disclosure Statement (PDS) before making a decision about whether to acquire or continue to hold any financial product. A copy of the TMD and PDS can be obtained from your financial adviser, our Investor Services team on 13 35 66, or at www.challenger.com.au.
 
Provision of any general advice to retail clients means that we are required to provide you with a financial services guide (FSG). You can find the latest version of our FSG here. Our FSG includes information to assist you in deciding whether to use any of the financial services offered by us, including who we are, the financial services we offer, the financial products to which those services relate, how we and others are paid in connection with those services, relevant relationships we have, your privacy and how we deal with complaints.

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